Impact Banking is a turnkey SaaS platform that lets rural banks, cooperatives, microfinance institutions, and agent networks deliver community banking through SMS, web, and API — fully branded, designed for regulatory compliance.
Banking channels
Avg. deployment
Service availability
Designed for financial institutions across the Philippines
A complete community banking stack, deployed under your brand in weeks, not years.
Your logo, your colours, your domain. End-users see your brand — never ours. Full subdomain isolation per tenant.
SMS commands, responsive web portal, and REST API. Reach every user — even on basic phones.
Compound interest calculator, tiered rates, time deposits, goal-based savings — all configurable per tenant with atomic audit trails.
Deploy cash-in / cash-out agents at sari-sari stores. Float management, commission tracking, and real-time settlement built in.
BSP-aligned 4-level KYC with Philippine ID verification. Transaction limits, audit trails, and regulatory reporting included.
Agent performance, community health scores, transaction volumes, and system metrics — all in an interactive dashboard.
From sign-up to serving your first customer — faster than a branch renovation.
Choose a plan, upload your logo, pick your brand colours, and set your transaction limits. We provision an isolated schema for your data in minutes.
Register merchant agents (sari-sari stores, pharmacies) and community members using the back-office or bulk import API.
Your community starts transacting immediately via SMS or web — under your brand, with your rules, backed by our infrastructure.
Every institution gets its own isolated environment
Schema-level data isolation • Independent branding • Per-tenant feature flags
Illustrative scenarios based on platform capabilities
Rural Bank Scenario: A rural bank deploys the platform across its service area, enabling depositors to check balances and send money from basic phones — without visiting a branch.
Cooperative Scenario: A cooperative converts member sari-sari stores into banking touchpoints with automated float settlement, replacing manual daily reconciliation.
MFI Scenario: A microfinance institution uses built-in KYC levels and audit trails to streamline regulatory reporting, reducing manual compliance workload.
Schedule a live demo and see how your institution looks on the platform — branded and ready to go.