Solutions by Institution Type

Built for the way you serve communities

Whether you're a rural bank, cooperative, MFI, or agent network — Impact Banking adapts to your regulatory context, member base, and growth goals.

Rural Banks

Extend your reach beyond branches

Transform sari-sari stores and community shops into banking touchpoints. Your existing depositors can check balances and send money from any phone — no branch visit needed.

  • Agent-based cash-in/out — deploy agents in areas with no ATMs or branches
  • SMS & Web channels — serve depositors on basic phones without a dedicated app
  • BSP-aligned KYC — 4-level verification with Philippine ID support
  • Real-time analytics — monitor deposits, agent float, and transaction volumes
Request Bank Demo
Platform Highlights
3

Banking channels

16

Supported ID types

3wk

Typical deployment

Cooperatives

Digital-first member services

Give your members a modern banking experience while preserving the cooperative spirit. Community groups, shared savings, and transparent ledgers — all digital.

  • Community groups — manage paluwagan, savings circles, and pooled funds digitally
  • Goal-based savings — members set targets and track progress from their phones
  • Leader dashboards — community leaders approve members and view group activity
  • SMS announcements — broadcast messages to all members instantly
Request Coop Demo
Platform Highlights
SMS

Broadcast ready

Auto

Digital ledgers

24/7

Service availability

Microfinance Institutions

Scale lending without scaling costs

Automate loan disbursement and collection through digital channels. Community reputation becomes your credit score.

  • Digital disbursement — loan amounts credited directly to borrower's token balance
  • Automated collection — scheduled deductions and SMS reminders
  • KYC integration — tier-based lending limits aligned with verification level
  • Portfolio analytics — PAR, collection rates, and borrower segmentation dashboards
Request MFI Demo
Platform Highlights
Auto

Disbursement

SMS

Collection reminders

₱0

Paper cost

Agent Networks

Deploy agents, not ATMs

Turn existing retail shops into financial access points. Float management, real-time settlement, and commission tracking — all automated.

  • Float management — real-time capacity monitoring with automatic alerts
  • Commission engine — configurable rates per transaction type
  • Settlement automation — inter-agent float reconciliation built in
  • Agent analytics — performance scoring, volume heatmaps, inactive alerts
Request Agent Demo
Platform Highlights
Low

Cost vs ATMs

Real

Time settlement

Auto

Commission tracking

Which solution fits your institution?

Talk to our solutions team — we'll map Impact Banking to your specific regulatory and operational requirements.

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